Learn More About Our Personal Bank Accounts

Applied Bank provides straight-forward, easy to manage checking solutions to fit your needs and best of all – Earns you a great interest rate. With no monthly maintenance fees on checking products, you’ll be able to conveniently manage your finances your way.

Product Applied Rewards Checking Applied Rewards 50+ Checking Personal Money Market Personal Savings
Description This flexible account allows you to bank on your own terms with Checks, Debit Card, Bill Pay and Free Online access. A special account for our 50+ year old customers. Free Checking – with Interest.  You've earned it! Earn competitive rates and have convenient access to your cash with Personal Money Market Accounts. Safely save your money with Delaware's Safest Bank and earn competitive interest rates.
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Earns Interest Yes Yes Yes Yes
Unlimited Check Writing* Yes Yes Yes Yes
Minimum Balance Requirement None None $1,000 $100
Monthly Service Fee $0 $0 $10 if minimum balance is not met $10 if minimum balance is not met
Online Banking Free Free Free Free
Online Bill Pay Free Free Free Free
Visa Debit Card Free Free Free Free
First order of Checks Free Free Free Free
View Interest Rates

*Transaction limitations apply to Money Market and Savings products through Regulation D. There is a limit of six (6) authorized transfers, withdrawals or other drafts to third parties in each monthly account cycle.

What do you need to Apply?

Requirement for Personal Accounts

  • Image or copy of the driver’s license for all owners and authorized signers
  • Image or copy of proof of physical address (ex. Utility bill or lease agreement)