About Us
Applied Bank emphasizes personal service and flexibility in our mission of being the premier bank in the United States. Since 1996, we have been a leader in providing secured and unsecured Visa and MasterCard Credit Cards to people with little or no credit history.
Our goal is to continually develop, expand, and retain sound consumer and commercial relationships by delivering attractive and competitive financial products and services, at an exceptional level of quality that exceeds consumer's needs and expectations.
Our Customers are our top priority. Making the most of your time and money is more than a catch phrase…it's our business.
Coffee Money Café
What better way to make the most of your time and money than to change the way you bank? Now you can enjoy the perfect blend of a gourmet coffeehouse and a full service bank all in one stop. It's like living room banking in your local branch.
Come in and experience all the conveniences Coffee Money Café has to offer:
- Gourmet coffee, specialty drinks and delicious light fare food
- Free Wi-Fi Internet Access
- Bring your computer or use one of ours
- Open 7 days with extended hours
-
Conference room for community activities
Stop in today….we’re right on your way!
Community Involvement
At Applied Bank, we know that much of our success depends on the community support we receive. Therefore, we feel a distinct responsibility to support and give back to the community that has been so generous to us time and again.
Applied Bank and its Associates have demonstrated their commitment to the community by participating in a variety of local campaigns and initiatives, such as:
- Teach Children to Save Day and the Delaware Financial Literacy Program
- Junior Achievement
- United Way
- Equipment donations to area schools
- Interfaith Community Housing of Delaware
- Salvation Army Food Drive and Angel Tree Tags
At Applied Bank, we recognize that we are partners with our community. Our foundation for success begins there.
Community Reinvestment Act
Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
- You are entitled to certain information about our operations and performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today by clicking the link to download the CRA document below.
- At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Manager, Division of Compliance and Consumer Affairs, FDIC, 20 Exchange Place, 4th. Floor, New York, NY 10005-3201 (917) 320-2500. You may send written comments about our performance in helping to meet community credit needs to our CRA officer, Applied Bank, 601 Delaware Avenue, Wilmington, DE 19801, and the FDIC Regional Manager. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.
- You may ask to look at any comments received by the FDIC Regional Manager. You may also request from the FDIC Regional Manager an announcement of our applications covered by the CRA filed with the FDIC.
The Applied Bank Community Reinvestment Act Guidelines are available via download in the Adobe Acrobat format. If you need the Acrobat Reader, click here.
Download the CRA document.
Contact Us/Credit Cards
All Credit Card Inquiries
For fastest service, contact Customer Service at 561-982-9111.
Contact Us/Branch Locations/ATMs
Branches
Wilmington
601 Delaware Avenue
Wilmington, DE 19801
24 Hour ATM
Branch Hours:
Monday - Friday
6:30 AM to 8:00 PM
Saturday
8:00 AM to 7:00 PM
Sunday
9:00 AM to 5:00 PM
Newark/Glasgow
Four Seasons Shopping Center (Rt. 896)
660 Plaza Drive
Newark, DE 19702
24 Hour ATM
Branch Hours:
Monday - Friday
7:00 AM to 10:00 PM
Saturday
9:00 AM to 9:00 PM
Sunday
9:00 AM to 5:00 PM
Customer Service
Credit Cards: 561-982-9111
Banking: 888-839-7952
Bank Fax: 302-456-1013
Automated Account Inquiries
Telephone: 800-616-4605
For more information on any of our products, or to contact us with questions, click here.
